splitting and settling
balances
a splitting tab tracks who paid each expense and who it was for (everyone, unless named). "who owes what", "how do we stand", "quién le debe a quién" answers with net balances and the minimal set of transfers.
an expense nobody paid for (logged without a payer, say from a forwarded message) is left out of the balances and counted so you know.
💸
mexico city trip
ann, milo, ale, teresa
⋮
today
milo@teresa how do we stand? 18:00
💸teresa ✓ann is owed 2,100 · milo owes 1,100 · ale owes 1,000
to settle:
- milo → ann 1,100
- ale → ann 1,000 18:00
to settle:
- milo → ann 1,100
- ale → ann 1,000 18:00
Message
🎤
record a payment
when money actually moves, say so: "milo paid me 1,100", "le transferí 1,000 a ann". a settlement is not an expense - it changes balances, not totals - and works on a closed tab too.
💸
mexico city trip
ann, milo, ale, teresa
⋮
today
milo@teresa sent ann 1,100 18:20
💸teresa ✓noted: milo → ann 1,100
still open: ale owes ann 1,000 18:20
still open: ale owes ann 1,000 18:20
Message
🎤
the history
"export settle up", "pdf de los pagos" sends the settlement history as a file (csv, pdf); the pdf also lists what is still outstanding. the tab's regular export includes settlements as rows, excluded from the spend totals.