💸 teresa

budgets and no-split

one card, one pot, one cap: turn splitting off for a plain shared ledger, and set a budget per tab that warns at 80% and 100%.

no split: a plain ledger

a house fund, a company card, a club, a shoot - nobody owes anyone, you just need the book. reply "no split" ("sin dividir") and the tab stops tracking who owes who: totals by person and category, no balances, no settlements. "split" turns it back on. it is a per-tab switch and never guessed from how people talk.

today
ana@teresa no split, it's all the production's money 9:00
💸teresa ✓tab 'la ramona': split off - i'll just add everything up 9:00

a budget per tab

"budget 20,000", "presupuesto de 20 mil" caps the whole tab - not per month. only spend in the budget's currency counts. "how much is left" answers from the running total; "budget 0" removes it. the web page shows the bar.

today
luis@teresa budget 20,000 for this one 9:05
💸teresa ✓budget set: 20,000 on 'la ramona' 9:05
luis@teresa how much is left? 16:40
💸teresa ✓la ramona: 14,980 of 20,000 used · 5,020 left (75%) 16:40

the two alerts

when spend crosses 80% and 100% of the cap, teresa posts one line, once per level, right after the 💸 that crossed it. changing the budget resets them.

today
anagenerator rental 2,600 15:44💸
💸teresa ✓heads up: tab 'la ramona' is at 87% of its budget - 2,600 left of 20,000 15:44
luiscatering 3,100 19:20💸
💸teresa ✓tab 'la ramona' is over budget: 20,500 spent of 20,000 (500 over) 19:20
a budget lives on a tab, so private chats - which have no tabs - have no budgets.